This blog is an attempt to learn and share my thoughts on Personal Finance.

I’ve tried to run away from finance. Maybe because I was not able to understand the jargons and the maths. But I guess ignoring personal finance worsens the situation. And the only way to get maximum out of your personal finance is to look it into its eye and grapple with it. You will come out stronger.

I have realised that my friendly neighbourhood finance advisor does not have the knowledge of all financial products and at best he gets work done in his/her area of insurance, mutual funds, stocks or some other financial product. And the knowledgeable financial planner tells me to take my own decisions based on my own risk appetite and financial goals. So the ball is back in my court.

And there are over 700 mutual funds, 5000 stocks, 300 insurance policies and hundreds of other financial products to choose from.

Internet enables information sharing in a powerful manner and is a medium where we can help each other in matters of personal finance.

I also bring with me a work experience of 18 years in the Insurance, Housing Finance and Investment industry after graduating with top honours in Physics. I don’t know whether that helps!!??

Anyway, the proof of the pudding is in the eating. So why don’t you check out some posts and discover what this blog is all about yourself.

Other than this blog, I’m pretty excited about the other things we have done on the personal finance issue.

The following are some resources on Personal Finance that you may find useful:

• Personal Finance 2.01: India’s first online weekly on personal finance. It figures as the first/second option when you Google for “Personal Finance” and “pages from India”
• Blog.PersonalFinance2.01: Blog focused on personal finance.
• Learn.PersonalFinance201.com: We have installed Moodle Learning Management System software on this sub domain.
• Forum.PersonalFinance201.com: A discussion forum on personal finances where you can share, discuss and ask.
• Financial Products Database: This would be India’s first public database of personal finance products